Best Child Only Health Insurance in Arizona | Rates & Benefits
It’s usually convenient to have kids and adults on the same family medical plan. However, many guardians and parents need to purchase child only health insurance in Arizona plans. This could be because group benefits don’t extend to kids, parents don’t live with the parent who needs to buy coverage, or because a child has different coverage needs than other family members. This is one great reasons to compare health plans for kids in Arizona online using our quote system.
No matter why you might want to purchase a individual health insurance policy for children in Arizona, we are here to help. It only takes seconds to find competitive quotes and offers by using our system to get fast kid’s health insurance quotes.
Many parents are looking for short-term health insurance plans for their kids that provide important health benefits like:
- Routine Check-ups
- Preventive Care
- Prescription Drug Coverage
Compare Child Only Health Insurance in Arizona
Some quick facts about health insurance coverage for children in Arizona:
- Largest Arizona cities: Phoenix, Tucson, Mesa
- Arizona population of minors: 24.1%
In order to purchase child only health insurance in Arizona policies, responsible parents or guardians might have three options, depending upon their own situation:
- Public: These are programs like the Children’s Health Insurance Program (CHIP Coverage or Medicaid) for families with low income and no other health coverage choices. The low-cost rates are vital to many Arizona families.
- The Health Insurance Marketplace: The Affordable Care Act gave families the option of purchasing private medical coverage from the marketplace, and some families may qualify for subsidies.
- Private and non-ACA: These are private health insurance plans that don’t have to conform to some Affordable Care Act rules and are available at any time of year and not just open enrollment.
The Children’s Health Insurance Program in Arizona (CHIP Coverage)
The most common type of child only health insurance available through the Affordable Care Act marketplaces or privately is a PPO. PPOs use a network of doctors, clinics, and so on to help control costs, but they do allow members the option of paying more and getting covered services from a non-network doctor. The thing that most people like about a PPO is that they do not need to get a referral for a specialist or stick with one primary care doctor. HMOs have these restrictions, and public options, like Medicaid and CHIP, are usually HMOs.
The good news is that child only health insurance in Arizona is usually fairly inexpensive because companies tend to set rates by age. Since insurers can’t discriminate because of health, many families can find affordable health insurance for children only in Arizona.
To get started comparing different plans and rates, simply find your location on the quote form, submit the form, and then review your offers. We help to provide a resource that helps many Arizonans find affordable kid’s medical plans.